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Central to the strategic agenda of Febelfin and its members is the idea of a sustainable and vigorous financial sector. Banks must commit fully to their core tasks at the service of people, society and the economy. They must achieve this, inter alia, by providing credit, but in a balanced way. This means that risks need to be managed and spread in such a way that the economic and social potential of a country can develop fully, without, however, endangering its stability.

That was the question put to a group of students from Solvay Brussels School of Economics & Management, Ghent University and KULeuven. Together with the consulting firm HazelHeartwood, the students carried out detailed field work, conducted market analyses and launched online surveys or conducted several personal interviews. They then set out their vision in a report explaining how they see the model for banks evolving.